FICO vs ORCL
Fair Isaac (FICO) and Oracle (ORCL) compared side by side. Oracle (ORCL) is larger, with a market cap of $382.5B versus $17.6B for Fair Isaac, about 21.7 times the size. On trailing earnings, ORCL is cheaper at 19.8x versus 23.6x for FICO.
Head to head
| Metric | FICO | ORCL |
|---|---|---|
| Market cap | $17.6B | $382.5B |
| P/E (TTM) | 23.6x | 19.8x |
| Forward P/E | 16.6x | 11.5x |
| Revenue (TTM) | $2.4B | $71.8B |
| Revenue growth | 25.7% | 29.6% |
| Gross margin | 85.1% | 64.0% |
| Operating margin | 53.8% | 35.6% |
| Free cash flow | $960.9M | -$28.7B |
| Dividend yield | None | 1.59% |
| 1-year return | -49.5% | -54.4% |
| 5-year return (annual) | +14.7% | +6.6% |
| Max drawdown | -79% | -84% |
| FI Handbook grade | B+ | B |
Highlighted: the stronger figure on metrics where higher or lower is clearly better.
Growth of $10,000 (5 years, price only)
FICO vs ORCL FAQ
Which is bigger, FICO or ORCL?
Oracle (ORCL) is larger, with a market cap of $382.5B versus $17.6B for Fair Isaac, about 21.7 times the size.
Is FICO or ORCL cheaper?
On trailing earnings, ORCL is cheaper at 19.8x versus 23.6x for FICO. A lower P/E can reflect slower expected growth, so compare growth and margins too.
Which stock performed better over the past year, FICO or ORCL?
FICO returned -49.5% over the past year including dividends, versus -54.4% for ORCL, through October 23, 2026.
Which pays a higher dividend, FICO or ORCL?
ORCL yields 1.59%; FICO does not pay a dividend.
Full pages: Fair Isaac · Oracle