Huntington Bancshares (HBAN) stock
Financials · Regional Banks
Huntington Bancshares (HBAN) is a Regional Banks company in the Financials sector, headquartered in Columbus, Ohio; Detroit, Michigan. As of October 23, 2026, HBAN closed at $15.73, a market capitalization of $31.78 billion, the 312th largest company in the S&P 500. Over the last twelve months it generated $9.83 billion in revenue (+32% year over year) and $2.68 billion in free cash flow. The stock trades at 12.1x trailing earnings and 9.0x forward earnings.
- 1-year total return: +3.0% (dividends reinvested)
- 5-year return: +3.3% a year
- 52-week range: $14.82 – $19.46
- Gross margin 0.0%, operating margin 39.8%
- Dividend yield: 3.94%
- FI Handbook report card: C+ across 9 metrics
- 51st largest of 76 Financials stocks in the S&P 500
HBAN price chart
1Y price change: -0.8% (price only; total returns below include dividends)
| Total return | 1M | YTD | 1Y | 3Y | 5Y | 10Y | MAX |
|---|---|---|---|---|---|---|---|
| HBAN | +2.3% | -6.7% | +3.0% | +23.0% | +3.3% | +9.0% | +8.1% |
Dividends reinvested. 3Y and longer are annualized; MAX is annualized since 1980.
HBAN key statistics
- Market cap
- $31.8B
- #312 in S&P 500
- P/E (TTM)
- 12.1x
- Forward P/E
- 9.0x
- EPS (TTM)
- $1.30
- Revenue (TTM)
- $9.8B
- +32%
- Free cash flow
- $2.7B
- Gross margin
- 0.0%
- Operating margin
- 39.8%
- Return on equity
- 9.2%
- Dividend yield
- 3.94%
- 52-week range
- $14.82 – $19.46
- Beta
- 0.97
- Price / sales
- 3.2x
- EV / EBITDA
- —
- Debt / equity
- —
- Employees
- 25,898
HBAN report card
C+Ten fundamentals graded A to F against fixed thresholds. Not a buy or sell rating.
- Revenue growth32.4%A
- Gross margin0.0%F
- Operating margin39.8%A
- FCF margin27.3%A
- Return on equity9.2%D
- Net debt / EBITDA——
- Forward P/E9.0xA
- PEG ratio1.7xC
- Shareholder yield3.9%B
- Share count change / yr7.8%F
Huntington Bancshares Incorpora financials
Revenue went from $881.0M in fiscal 2018 to $1.6B in fiscal 2025, growing 8.5% a year.
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $881.0M | $939.0M | $884.0M | $1.1B | $1.3B | $1.4B | $1.5B | $1.6B |
| Net income | $1.4B | $1.4B | $817.0M | $1.3B | $2.2B | $2.0B | $1.9B | $2.2B |
| EPS (diluted) | $1.20 | $1.27 | $0.69 | $0.90 | $1.45 | $1.24 | $1.22 | $1.39 |
| Free cash flow | $1.6B | $1.5B | $1.2B | $1.8B | $3.8B | $2.5B | $1.7B | $2.2B |
| Buybacks | $939.0M | $441.0M | $92.0M | $650.0M | $0 | $0 | — | — |
| Dividends paid | $514.0M | $597.0M | $614.0M | $750.0M | $897.0M | $900.0M | $903.0M | $908.0M |
| Diluted shares | 1.1B | 1.1B | 1.0B | 1.3B | 1.5B | 1.5B | 1.5B | 1.5B |
Source: SEC filings (10-K XBRL). EPS and share counts are split-adjusted.
What's priced into HBAN?
A reverse DCF asks what growth the current price requires. With an enterprise value of $37.4B and $2.7B of trailing free cash flow, Huntington Bancshares Incorpora needs to grow free cash flow about 1.7% a year for ten years (fading to 3.0% terminal growth) to earn a 10% annual return. For context, free cash flow grew 13.0% a year over the last five years.
P/E ratio history
Current 11.3x vs. median 12.1x (10th–90th percentile 7.4x–21.4x).
A model, not a forecast or advice. Small changes in assumptions move the answer a lot.
HBAN dividend
- Dividend yield
- 3.94%
- Annual dividend
- $0.62
- Years of increases
- —
- 5-yr dividend growth
- 0.7%
- per year
- Payout ratio
- 48%
- Payments per year
- 4
Regular dividends per share by calendar year; special dividends excluded. Current year omitted until complete.
HBAN analyst price targets
20 analysts' average 12-month target is $18.86 (+20% vs. $15.73). Targets range from $17.00 to $22.50. 71% rate it a buy.
HBAN earnings
Next report: January 21, 2027.
| Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|
| Oct 22, 2026 | $0.38 | $0.38 | -0.1% |
| Jul 23, 2026 | $0.39 | $0.39 | +0.9% |
| Apr 23, 2026 | $0.35 | $0.37 | +5.0% |
| Jan 22, 2026 | $0.38 | $0.37 | -1.3% |
| Oct 17, 2025 | $0.37 | $0.40 | +7.1% |
| Jul 18, 2025 | $0.35 | $0.35 | +1.2% |
| Apr 17, 2025 | $0.31 | $0.34 | +8.5% |
| Jan 17, 2025 | $0.32 | $0.33 | +6.0% |
Stocks like HBAN
| Name | Today | 1Y | Mkt cap | P/E | |
|---|---|---|---|---|---|
 FITB Fifth Third Bancorp | -0.47% | +30% | $48.0B | 17.8x | Compare |
 MTB M&T Bank | -0.53% | +26% | $32.0B | 11.7x | Compare |
 CFG Citizens Financial | -0.15% | +32% | $27.4B | 14.2x | Compare |
 RF Regions Financial | +0.25% | +23% | $24.3B | 11.2x | Compare |
 KEY KeyCorp | -0.61% | +25% | $22.5B | 12.3x | Compare |
 BRK-B Berkshire Hathaway | -0.87% | +11% | $1.2T | 13.6x | Compare |
 JPM JP Morgan Chase | -1.47% | +15% | $880.5B | 13.9x | Compare |
 V Visa | -1.55% | +19% | $765.8B | 34.7x | Compare |
HBAN news
- What Could Huntington Bancshares (HBAN) London Office Mean For Its Growth? · Oct 25, 2026
- How Q3 Earnings Guidance At Huntington Bancshares Stock Has Changed Its Investment Story · Oct 24, 2026
- Huntington Bancshares Incorporated Declares Quarterly Cash Dividends On Its Common and Preferred Stocks · Oct 22, 2026
- Huntington (HBAN) Q3 2026 Earnings Call Transcript · Oct 22, 2026
- What Huntington Bancshares (HBAN) Said on Its Q3 Earnings Call · Oct 22, 2026
HBAN stock FAQ
What is HBAN's market cap?
Huntington Bancshares's market capitalization is $31.78 billion as of October 23, 2026, ranking 312th in the S&P 500.
What is HBAN's P/E ratio?
HBAN trades at a trailing price-to-earnings ratio of 12.1x and a forward P/E of 9.0x. Its median P/E over the period we track is 12.1x.
Does HBAN pay a dividend?
Yes. Huntington Bancshares pays $0.62 per share a year, a 3.94% yield. Dividends grew 0.7% a year over the last five years.
How much has HBAN stock returned?
Including reinvested dividends, HBAN returned +3.0% over one year, +3.3% a year over five years, +9.0% a year over ten years through October 23, 2026.
Is HBAN stock overvalued?
At today's price, a reverse discounted cash flow model (10% discount rate, 3% terminal growth) implies Huntington Bancshares must grow free cash flow about 2% a year for the next decade. Its free cash flow grew 13% a year over the last five years. Whether that is achievable decides if the stock is cheap or expensive. This is a model, not advice.
What is the HBAN price target?
20 analysts cover HBAN with an average 12-month price target of $18.86, +20% from the current price. 71% of them rate it a buy.
When does HBAN report earnings?
Huntington Bancshares is expected to report earnings on January 21, 2027.
How many employees does Huntington Bancshares have?
Huntington Bancshares has about 25,898 full-time employees, or $379,489 of revenue per employee.
Sources: SEC EDGAR filings, Yahoo Finance market data (delayed), FI Handbook calculations. Last close October 23, 2026. Methodology